Sunday, August 9, 2015

Coupon-addict & I love it

This is what I love about couponing. Getting a STEAL of a deal and stocking the closet for a few months!

Yesterday, from shopping at CVS, Family Dollar and Walmart, I bought $57.43 worth of products for $14.03 (including the value of the CVS Extra Care Bucks). That equals out to $0.64 per item for the 22 total items I purchased!

The totals include sales, coupons and extra care bucks from CVS. In all, it was $33.27 in manufacturer's coupons and CVS coupons.

The breakdown of what I purchased...items are listed, followed by price and coupons used.

Walmart
  • 8 Suave 18.0 ounce Body Washes
    • $1.88 each, $15.04 total (BOGO, paid $7.52)
Family Dollar
  • 4 Ivory 3-pack Bar Soap
    • Regularly $1.50 each, on sale for $1.00, total value $6.00, $4.00 total ($1.00/2, paid $2.00) 
  • 3 Schick 3-pack Razors
    • Regularly $4.85 each, on sale for $4.50, total value $14.55, $13.50 total ($4.00/1, paid $1.50) 
CVS - $4 off $20 spent
  • 2 Pantene Shampoos
    • On sale 2/$8.00, $8.00 total ($2.00/1, paid $6.00 - earned $2.00 ECB)
  • 2 Loreal Advanced Shampoos
    • Regular $4.99 each, on sale 2/$9.00, total value $9.98, $9.00 total ($2.00/1, paid $5.00 - earned $4.00 ECB) 
  • 1 Softsoap hand soap
    • $1.88 total ($1.00/1 CVS coupon, paid $0.88)
  • 2 Wet & Wild Cosmetics 
    • $0.99 each, $1.98 ($0.25/1 Nail item, $0.50/1 Wet & Wild item, paid $1.23) 

Needless to say, we are stocked on shampoo (as if we didn't have enough already for a small army), and soap! I love a good deal, and one like this doesn't happen all that often, but bulk buying and smart shopping can save you a pretty penny!

The best sites to use are Krazy Coupon Lady as she will give you the complete breakdown on what to buy from where with your coupons, and the group on Facebook, Red Hot Coupons.

Now, the circulars for this week are out and I'm ready to go put those ECB to use at CVS! I'll post again with results from tomorrow's trip!

Tuesday, April 7, 2015

Our no-spend month recap!

Well, we survived.

It wasn't always pretty and there were times we REALLY wanted to go buy what we were craving, but we ate what we had and it paid off!

Our total savings during the month of March: over $300! Plus adding around $80 in supplemental income.

The majority of the saving came from groceries and not eating out as in February we spent $320 combined on food and in March we kept it around $60.

We also were able to save $76 on our power bill (thanks Mother Nature!) by turning off the system for a week or two, here & there, and opening windows to cool the house down in the evenings or using the propane fireplace to heat up the house in the mornings.

We didn't buy anything we didn't need during the month and honestly, that's a HUGE chunk of change put back in our pockets.

Just because it's on sale doesn't mean we need it. I'm bad about that, but March helped me to start breaking that habit and even now when I'm really craving an afternoon iced coffee or a snack, I don't go "buy" more.

That's the good and bad thing about working close to where you live...I can run home and get a cup of iced coffee (guess what? SO MUCH CHEAPER to buy the international delight iced coffee for $2.50, yes, I have a coupon for it this month, than to buy a single cup of coffee for the same price if not more!) or grab a snack, but that's a LOT better than running to grab something from a fast food place.

So, while it may have been a month long commitment, the change has been a lasting one and one that is helping us continue to save money!

Sunday, March 22, 2015

The "If Only's": What I Wish I Had Listened To Before Now

If only I had listened.

Don't worry.

I don't have unrealistic expectations that just because I say these statements one more time that those under the age of 22 will take heed and listen now.

But, if for some reason, you should choose to read on, I beg of you, take to heart these concepts and spare yourself.

You're going to make your own mistakes, but trust me when I say there are COUNTLESS ones I could have avoided had I simply listened.

That one task right now, listening, proves to be one of the hardest to do, but surely one of the most beneficial.

So, to younger individuals and a younger me, here's what I wish I had listened to before now.

People are always watching you: Scary, but true. Mom's use it as a scare tactic sometimes as in "you better behave because I have eyes everywhere," but the truth is, people are watching you and will determine their opinion of you based on your actions. Good or bad, right or wrong, it's the truth. What you do will either help you or haunt you in the future. The hard work you put in during college could be rewarded with a better job in the future. Or those pictures from that party one Friday night could come back to haunt you and cost you an interview opportunity. If you don't think employers have the ability and USE IT to check up on your social media presence, you're being ignorant. They look. They know. 

You are who your friends are: You're completely in control of your emotions, actions and thoughts and can act independent of the crowd you surround yourself with. WRONG. Whether they are good or bad, friends and company are influential and can in fact change you. If they're the right people, you can change for the better, but if they're wrong, they can easily lead you down the wrong path.

Just WAIT: Wait to make decisions until you've considered all options. Wait to act until you're not acting off of emotions. Wait on the Lord. Be still and wait. Life comes at you quickly. Waiting is hard. Waiting seems impossible at times, but you cannot imagine the blessings coming your way should you stop and pause. You'll also spare yourself much heartache from being indecisive, following the wrong voices or even making the wrong decision.

When the right person comes, you'll know: Not just "think," you'll KNOW. There were a few guys I "thought" I could see myself marrying. However, it was not until I met my husband, Jeff, that I KNEW this was the guy I was spending the rest of my life with. I told one of my best friends, Anna Phillips, just one week after our first date that I was going to marry him. I'm not telling you that the moment you meet them you'll know, but at some point, you need to know this is the person you cannot live without, not just someone you "think" you can spend forever with. Forever is a long time, and it's better to get it right. Before I fell for his looks or his charm (which he has plenty!), I fell for his heart and his love for God and people. A good spouse has a good heart and THAT is where your search needs to start.

A relationship does not define you: I know how hard this one can be, especially at 17 when prom is around the corner and you don't have a date, or when college decisions are coming and you & your significant other are looking at different schools. HEAR THIS. If they love you, they will not turn your decisions into, "it's this or me." That is unfair to you mentally in trying to weigh the odds and pulls every heartstring and let's be honest, if it becomes emotional, there is no mental aspect anymore. Emotions blind you, no matter how wise you think you are.

You don't know it all: In fact, you don't know anything. Take offense if you want, but I've been there and I thought I knew everything, but I could not have been further from the truth. Realizing this is liberating. Realizing this allows you to move forward and LEARN. 

Seek wise council: Remember how you don't know it all? Well, no one does, but there are others who are much wiser than you. So, learn from them! It seems so simple! Find a few people from all walks of life that you can draw from and even model aspects of yourself after them. If you look up to them, they must be doing something right. 

Find at least three people from different walks of life that you can look to for guidance. For example, look to people your age, people a few steps ahead of you in life, and those who have been there, done that and are wiser for it. 

For me, the people my age include some of my best friends..Anna Phillips, Lauren Nash and Caitlin Drinkard. They are constantly an encourager and uplift me. They make me better. 

Those that are a few steps ahead of me that I look up to include Kristen Chastang, Ashley Wilkes, Ryann Lashley and Elizabeth Lambert. These ladies were all older youth in our church while I was growing up and I looked up to them then and still do to this day. They're all positive, Godly role models who I admire. 

For those that have survived through the early years and now have wisdom to pass along, obviously I look to my mother. Mom's are hard to listen to at first, but as you grow older, that's cherished. I also look to some of my friend's mothers including Susan Phillips and then some of the women from various walks of life that I've come to know...Beth Bruner, Karon Lee and many others.

Put God FIRST: This one is saved for last for a reason. If you don't remember anything else I've said, please take only this one. It could honestly all have been summed up here. Even if you don't choose to put God first, get this, HE STILL IS. He is the Alpha & Omega, the beginning & the end, and the first & the last. He was, is and will forever be. He has called you to follow him, and following means allowing him to lead. Guess what? Following him leads you to the safest place in this world. Standing behind Christ, in the protection of his love and grace.

Here's to hoping you take the advice I never did and spare yourself unnecessary turmoil in this life.

Monday, March 16, 2015

Pinching Pennies: An update on our no spend month

We are halfway there! It's March 16 and we have made it through only buying milk, gasoline and paying bills.

Except for the minor fact that I had to fork out upwards of $800 on a trip to New Orleans to work with ESPN, however, that money will be reimbursed...only it'll be a month or two down the road.

So, it turned out to be a good idea that we were saving money this month to cover that expense and it will end up that we will have made some extra money on the side!

Not only did I work 12 games for ESPN at the Sun Belt Conference Basketball Tournament, but remember those textbooks I mentioned I was going to sell? I sold five for over $80! Not a tremendous profit, but they're worth more to me in my Paypal account than they were sitting on the shelf in my office.

When it comes to food, we've been really cleaning out the cabinets. We've had lots of box meals from hamburger helper to spanish rice (with chicken and sausage to spice it up a bit) and we are fortunate that my parents have supplied us with a great amount of deer meet ranging from roasts to cubed steak and lots of chicken as well.

We've eaten poppyseed chicken, chili, roast and even tried some new creations like mashed potato cakes (leftover mashed potato combined with egg and flour, then fried in a skillet...trust me, you'll want to try it! & add cheese!), and don't forget dessert! Chocolate Banana Bread, pudding (who knew that instant pudding in the cabinet was actually pretty good) and this slow cooker peanut butter & hot fudge pudding cake is DELICIOUS!! Try it yourself....(TONIGHT)

Oh, and these are a must try too. You can thank me later...(Biscuits, cheese, delicious-ness).

It's been a challenge sometimes to make time for cooking or to be motivated enough to make myself get off the couch after a long day and get to work, but it looks like we'll average saving close to $300 (PLUS adding some supplemental income) and all that is going straight toward paying off our debts.

We are heading toward a (semi) debt-free 2016! Of course, we still have a house payment, but getting EVERYTHING else cleared off would be a huge success.

Saturday, February 28, 2015

Our "No Spend Month"

That's right..the Jenkins are taking the challenge!

March will be our no spend month.

Sure, we still have a mortgage, insurance and bills to pay, but all other unnecessary expenses will be cut.

Groceries are going down to the essentials. Bread, milk, eggs, meat. 

No chips, no cookies, no coffee creamer (that one hurt, but we really are serious about this).

No going out to eat, which means sucking it up when I am tired heading out of the office and making a meal when I get home.

Now, don't think we aren't going to be eating.

You'd be surprised when you inventory your pantry and freezer, just how many meals you can make out of what you already have.

I believe I counted over 35 meals that were nearly effortless to come up with, and with a little creativity, I'm sure we can muster up a few more.

This isn't just to "do" it and say we did. We truly are aiming to save money and make 2015 a fiscally responsible year and one that helps us build a solid foundation for our future.

During this time, I have other goals too. 

I'm selling back old textbooks to bring in a little more cash over the month and hope to try my hand at selling some odds-and-ends on eBay as well.

What better time to devote myself to cleaning up, clearing out & putting a little more money toward paying off our debts. 

Besides, no trips to the grocery store will clear up some free time! 

In that free time, I want to read and be crafty and accomplish more than I have the first two months of the year.

When the days get long at the office and all my energy seems to be spent, I fail to reserve myself some time for me. 

I want to LIVE! 

So, March 1 is tomorrow & here goes nothing!

Tuesday, February 24, 2015

Do You Wanna Build A Snowman?

Or have a major snowball fight?

HAPPY SNOW DAY!

One day I won't act like a little kid when fluffy, white stuff falls from the sky, but that day hasn't come yet.

We had 3"-4" of snow over the night last night and into the morning, so when we got up today, the world was white and it was continuing to fall.

It was BEAUTIFUL!

This south-central Alabama girl isn't used to seeing this much at one time, and guess what? Looks like we could get 3"-6" Wednesday night on top of this!

It took a little convincing but Jeffery reluctantly headed out to build a snowman with me, only the snow was so light and fluffy, it didn't stick together well enough to build one.

Bummer.

But, we did have a snowball maker (don't ask how, just know it's one of the best inventions on the market), and we did have a snowball fight.

I got on one side of the fence while Jeffery got on the other, and we proceeded to throw them at one another.

That is until I ran outside the fence, and got completed smothered by him.

Needless to say, it was the highlight of my day and was superb.

See for yourself :)


















Thursday, February 19, 2015

Married Life: Part 68

Sure, this might be my first post, but this is day 68 of married life and now, I'm beginning to share it with YOU!

To be honest, I've always loved writing (that's a no-brainer since I graduated with a degree in journalism), but I rarely seem to have the time to share what I want to anymore.

I used to blog regularly, sometimes for fun and sometimes because it was part of an assignment for college, but that slipped away and I truly miss it.

Now that I'm a part of the real world, most of my writing comes from my job and out of necessity.

Though I could not be happier with my career, I'm ready to start sharing from my life and my heart again.

It's long overdue.

So, stay tuned and see what it's like living life with the Jenkins. :)